Our Insights

Our Insights 2017-05-22T06:17:50+00:00

5 Major Changes You May Have Missed in 2017

It’s usually at this time of the year when we collectively sigh and ask “Where did that year go? It only seems like yesterday that it was this time last year (if you get the [...]

By | December 20th, 2017|Business & Commercial Law, Credit Management & Collections|

Payment Surcharge Ban Can Pop Anyone’s Balloon…. Don’t Let It Burst Yours

You have probably heard about Red Balloon being pricked by the ACCC for allegedly overcharging a small number of Customers for excessive payment surcharges. Regulators have a habit of going after well-known businesses to [...]

By | November 21st, 2017|Business & Commercial Law, Credit Management & Collections|

Putting Privacy in Perspective – What You Need to Know About Mandatory Data Breach Notification

Big data is here to stay…. Believe it or not, we live in a Data Driven World. A BIG data driven world. Just think about it – we have our digital footprints everywhere and [...]

By | September 6th, 2017|Business & Commercial Law, Credit Management & Collections|

The Paradox of a Bad Debt – Five Fun Facts

It's that time of year (again) when you have to decide whether you should “take the hit" and write-off that bad debt and (subject to complying with ATO requirements) claim a deduction OR keep [...]

Seven Simple Steps to Gear Your Business for Success in 2017

We all start the new year with the usual well-intentioned resolutions (lose weight, get fit, find love…) but after a few weeks (or, sometimes, hours) we are back to our old habits. In 2017, [...]

Those 5 Circles Are Back…

How quickly these Olympic times come around, with a bagful of new names and new records to match. There are also other "Circles" we should remember if we want a gold medal performance, The 5 [...]

A fair go all round? A practical guide for what to do with the new unfair contract terms regime

On 12 November 2016, a new regime of regulation affecting standard form contracts will be introduced in accordance with the Treasury Legislation Amendment (Small Business & Unfair Contract Terms) Act 2015. This affects the Australian Consumer Law [...]

Deeds of guarantee — do they require witnessing?

A common question that Clients across all industries ask is... What do I do if the personal guarantee I hold on file has not been witnessed? We recommend to all of our Clients that any [...]

Credit Applications in the Name of a Trust

It is very common these days to see Companies using trading Trusts as a vehicle to run their business. So how should you open an Account for your Customer if the Credit Application has been filled [...]

PPSA – Is Conduct Enough to Accept Changed Terms and Conditions?

Readers will be aware that section 20 of the PPSA provides for the enforceability of security interests against third parties. An issue that has arisen in practice is, what happens if your security agreement has [...]