Natalie Ledlin

About Natalie Ledlin

Natalie is the Practice Director of Ledlin Lawyers, and was admitted as lawyer after graduating from a double degree in psychology and law. Owning and running her own business has given her particular insight into the challenges that her commercial Clients face on a day to day basis.

PPSA: DID YOU KNOW? Part 1

It seems like there is never ending content on the PPSA out there. It could be easy to feel as though you have read it all, seen it all and know it all. A few weeks ago, we teamed up with CreditorWatch as part of their PPSA series to show [...]

Married Hacked at First Sight: Dating tips for your Data Breach Response Plan

You left your laptop at the pub and it has a copy of your organisation’s debtor ledger and customer list on it – should you be worried? Your phone goes missing. It is unlocked and can be used to access the servers at work – is that a problem? One [...]

The Paradox of a Bad Debt – Five Fun Facts

It's that time of year (again) when you have to decide whether you should “take the hit" and write-off that bad debt and (subject to complying with ATO requirements) claim a deduction OR keep chasing the debtor. You can do both of course, but often once the debt is off the books and not [...]

Those 5 Circles Are Back…

How quickly these Olympic times come around, with a bagful of new names and new records to match. There are also other "Circles" we should remember if we want a gold medal performance, The 5 C's of Credit. Does your Customer make the team? See if they have the necessary mettle and ask these questions:- [...]

Credit Applications in the Name of a Trust

It is very common these days to see Companies using trading Trusts as a vehicle to run their business. So how should you open an Account for your Customer if the Credit Application has been filled out in the name of a Trust? A couple of points should be made at the outset:- A Trust is [...]

PPSA Short Term Leases – Serial Numbered Goods

Serial numbered goods under the Person Property Security Act ("the PPSA") include motor vehicles, aircraft and vessels. Under the PPSA, leases of serial numbered goods for more than 90 days are deemed security interests, and therefore required registration. The Personal Property Securities Amendment (Deregulatory Measures) Act, which commenced on 1 October 2015, amends the PPSA so [...]

Notifying A Guarantor of the Acceptance of the Credit Application & Guarantee

We recently acted for a Client who was pursuing a Guarantor for an unpaid debt, owed by a Company that had since gone into Liquidation. During the hearing, the Defendant (the Guarantor) raised some important issues regarding the procedure used by our Client in obtaining Guarantees and notifying Guarantors of the acceptance of those Guarantees and the [...]

Sign Here – Pen… Meet Paperless

We all knew that the internet would cause profound change in so many areas of our lives. Signing electronically is just one of those many changes with yet more to come. There is a difference between a digital signature and an electronic signature. An electronic signature is often nothing more than a digital image of [...]

Privacy Amendments & Your Privacy Policy

The Privacy Amendment (Enhancing Privacy Protection) Act 2012 (“the Privacy Amendments”) came into effect from 12 March 2014, which introduced new Australian Privacy Principles (“the APPs”) applicable to the private sector and government agencies. The APPs regulate the handling of personal information, and governs the requirement for entities to manage personal information in a transparent [...]